概要

As a Regional Recovery Supervisor at FINCA Microfinance Bank Ltd, I leverage my skills in portfolio management and customer relationship to ensure the recovery of non-performing loans. I conduct weekly portfolio reviews, submit monthly charge-off recommendations, and negotiate with customers for possible recoveries. I also maintain daily visit logs and coordinate with the recovery department to achieve assigned monthly targets.

Previously, I served as a Collection Officer at U Microfinance Bank, where I consistently exceeded performance expectations and received multiple recognitions, including

Champion of Q2-2023

Champion Award  South-01 Region 2023

Champion of Q2-2024

President Award  Star Performer of the Year 2024

With over three years of experience in the microfinance industry, I have developed strong skills in client relationship management, team building, and portfolio management. I hold a Bachelor of Commerce degree from Shah Abdul Latif University Khairpur and a Diploma in Information Technology from SBTE Karachi. My goal is to contribute to the growth and stability of the organization by effectively managing and recovering loan portfolios.

工作经历

公司标识
Regional Recovery Supervisor
FINCA microfinance bank
Feb 2025 - 代表 | Sukkur, Pakistan

Conduct weekly portfolic reviews to ensure proper loss prevention or loss mitigation. Submit monthly charge-off recommendations for management review and approvalDealing with write off customers.Portfolio managementMaintain daily visits log sheetDually coordinate with recovery departmentField visits of assigned write off customersNegotiation with customers for possible recoveriesTo achieve assigned monthly targetAssist team for write off recovery.

公司标识
Collection Officer OG-3
U Microfinance Bank
Mar 2022 - Feb 2025 | Shikarpur, Pakistan

NPL Loan Portfolio Managing, Recover Overdue payment From Clients, negotiating with clients and handling difficult situations have helped me to establish positive relationships with customers while ensuring the bank's profitability.

学历

Shah Abdul Latif University
学士, , B.Com‎
Administrative Law
所占比重 61%
2018
Shah Abdul Latif University
学士, , B.com‎
Accounting & Finance
所占比重 61%
2018

技能

初学者 Client Dealing 
中级 Collection Strategy
中级 Credit and Collection/Recovery
中级 Credit Risk Analysis
熟练 Customer Relationship Management
熟练 Customer Service Skills
中级 Debt Collection/recovery
中级 MS Excel
中级 Multitasking Skills
熟练 Official Tasks Handling
中级 Portfolio Management
中级 Presentation Skills
初学者 Relationship Management
中级 Reporting Skills
中级 Risk Management
中级 Team Building
初学者 Team Mentoring

语言

熟练 信德语
初学者 英语
熟练 乌尔都语